Car Financing
Clarivatex offers car financing in Germany and other countries, so you can finance your vehicle easily.
Clarivatex offers car financing in Germany and other countries, so you can finance your vehicle easily.
Are you planning to buy a car or a motorcycle? Vehicle financing in Germany and other countries is used to fund the purchase of a new or used vehicle. Often, it is possible to negotiate discounts with dealerships if the car or motorcycle is paid in cash.
To get closer to your dream vehicle and finance your car in Germany and other countries, you can use our loan calculator to calculate your personal loan installments based on the financing amount and desired term.
The integrated loan calculator (car financing calculator) can help you calculate installments for all available loans, so you can finance your vehicle without any hassle.
Clarivatex recommends vehicle financing (car loan) for purchasing a car. In many cases, car financing is a better option than leasing. Discover the advantages of car financing compared to leasing at a glance.
| Car Financing | Leasing |
|---|---|
| When financing a vehicle with a car loan, the car becomes your property. | With leasing, the customer is the physical user of the vehicle, but the leasing company remains the owner. |
| The car can be modified to become a van. | The car must be returned in the same condition as received. |
| You can sell the car and determine its resale value yourself. | Usually, when returning the car to the leasing company, the residual value is contractually pre-determined (fixed depreciation values, usually higher than the vehicle value, which is thus lower than the resale value). |
| You can choose the cheapest insurance and type of coverage yourself. | Mandatory comprehensive insurance must be taken out, usually specified by the insurer. |
In Germany and other countries, car financing is a personal loan used exclusively to finance a private vehicle. However, Clarivatex also offers loans for other purposes, including microloans and construction financing.
If you have any questions about car financing, we offer a free consultation with our specialized advisors.